← Back to site

Terms of Service

Last updated: November 15, 2026

DRAFT for review. This is a starting template, not legal advice. Have a qualified attorney review it and fill in every [BRACKETED] item before you charge customers.

These Terms of Service ("Terms") govern your use of PropLedger (the "Service"), operated by [OPERATOR LEGAL NAME / BUSINESS NAME] ("we", "us"). By using the Service or subscribing, you agree to these Terms.

1. What PropLedger is

PropLedger is an analytics and record-keeping tool. It calculates figures such as Profitability Factor, ROI Factor and daily net results from numbers you enter.

2. Not financial, tax, or investment advice

Nothing in the Service is financial, tax, investment, legal or trading advice. We are not a broker, investment adviser, commodity trading advisor or tax preparer. Results depend entirely on the data you enter and may be wrong or incomplete. Trading futures, forex, CFDs and crypto involves substantial risk of loss. Past results do not guarantee future performance. Talk to a qualified professional before making financial or tax decisions.

3. No affiliation with prop firms

PropLedger is independent and is not affiliated with, endorsed by, or sponsored by any proprietary trading firm, broker or platform. Firm names, if mentioned, belong to their owners.

4. Accounts

You sign in with a one-time link sent to your email. You are responsible for keeping access to that email secure and for activity on your account. You must be at least 18 years old.

5. Subscription, billing and automatic renewal

6. Cancel anytime online

You can cancel at any time, online, from Account → Manage or cancel subscription (the Polar customer portal) or the link in your receipt email. Cancellation stops future renewals. You keep Pro until the end of the billing period you already paid for. Refunds are covered by our Refund Policy.

7. Acceptable use

Do not misuse the Service: no attempts to bypass the paywall, reverse engineer or scrape it, overload it, share accounts, or use it for anything unlawful.

8. Your data

Numbers you type into the Pro calculator are sent to our server to compute results and are not stored. How we handle personal data is described in our Privacy Policy.

9. Availability and changes

We aim to keep the Service available but do not guarantee it will be uninterrupted or error-free. We may change or discontinue features. If we discontinue Pro, we will stop billing you and refund any unused prepaid period.

10. Disclaimer of warranties

The Service is provided "as is" and "as available" without warranties of any kind, to the fullest extent permitted by law.

11. Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special or consequential damages, or for trading or investment losses. Our total liability is limited to the amount you paid us in the 3 months before the claim.

12. Termination

We may suspend or end access for violations of these Terms. You may stop using the Service and cancel at any time.

13. Governing law

These Terms are governed by the laws of [STATE], United States, except where your local consumer law gives you more protection.

14. Contact

[OPERATOR LEGAL NAME / BUSINESS NAME] · [SUPPORT EMAIL] · [MAILING ADDRESS]